Honestly, I'm siding in with the "do away with the password system entirely" group. I don't like it, I've never liked it, and honestly, usually? If a game has a system like that, I don't join, because I hate having to go back to an FAQ and look for it when I've already read it, it feels weighted down and condescending. People that don't want to read the rules/FAQ are generally quickly obvious, and it's an easy system to cheat; people that DO obey the rules tend to be the ones that get in trouble, and I admit to pre-writing my apps on occasion and having to go back and doublecheck that the words haven't changed is a pain in the rear. So-- yeah, I do not like them. :(

As for applications, I support making them in one place and not linked, in part because then if there's ever a problematic player, their app is THERE and POSTED and you know they didn't go back and edit it to suit their needs or anything. Plus it's easier on prospective appers, I think, when they want to just look over apps to see what they should expect, if they can just hit expand instead of following links to different journals and occasionally eye-searing layouts.

Am I making sense? I just woke up.